Mortgages with No Tax Returns or W2s Needed

 

Qualify for a home loan using bank statements rather than W2s or Tax Returns. Designed for Self Employed borrowers.

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Bank Statement Home Loan Programs

We offer bank statement home loans to self employed borrowers who may find if difficult qualifying using W2 and tax returns due to write-offs or fluctuations in pay.

With Bank Statement Loans, borrowers are qualified based upon their ability to repay using a 12 & 24 month average of deposits. And, depending on the program, personal or business bank statements may be used.

Call us today at (813) 920-7916 for a free consultation.

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Bank Statement Loan Program Highlights

  • Available for purchase financing and refinancing
  • Cash-out refinancing is allowed
  • No Tax Returns Needed!
  • Most programs allow up to 90% financing
  • Loan amounts up to $3M
  • Fixed rate and adjustable rate options
  • Programs available for primary residences, second homes, and rental properties
  • Eligible property types include most types of single family homes, townhouses, and condominiums (and possibly non-warrantable condos)
  • Interest only program available (although not in all states)